What is the difference between pet insurance and a pet wellness plan?

What is the difference between pet insurance and a pet wellness plan?

There are two different options to make your pet's health care more affordable, Wellness Plans and pet insurance. It's important to understand the differences between them. Today our Novato vets explain the specific and distinct benefits of Wellness Plans and pet insurance.

Protecting Your Pet's Future

Both pet insurance policies and wellness plans offer very different unique benefits. You have to understand the types of services your pet is and is not covered for when choosing either a wellness plan or pet insurance. By knowing what these options mean and have to offer, you wont have to worry about expenses when you bring your pet to the vet for veterinary care. 

What is a Wellness Plan?

Wellness plans make it easier for you to cover the costs of regular veterinary care and, unlike pet insurance, you only have to pay for the treatments and services you use throughout the year.

Wellness plans allow you to take a more proactive approach to veterinary care by paying a small monthly payment rather than a lump sum every appointment. These plans help your veterinarian detect early signs of any conditions or diseases your pet might have before they become serious, and more expensive to treat.

What do Wellness Plans Cover?

Usually, wellness plans cover routine veterinary care including wellness exams, parasite preventives, annual blood testing and vaccines. Maintaining and improving the standard of your animal companion's overall health is easier because these plans spread out the cost of routine vet care.

What is Pet Insurance?

If your pet needs emergency veterinary care, pet insurance helps you cover of the costs of treatment.

Emergency treatment or treating an illness like cancer or diabetes can be very expensive. If you have pet insurance it means you will have financial help paying the bills for any conditions and accidents that are covered by your pet insurance policy.

What Does Pet Insurance Cover?

Every pet insurance policy can be different but they usually cover treatment for illnesses or emergency treatment required after accidents. Some policies might even include prescription medications and the treatment of hereditary and congenital conditions as well as orthopedic conditions.

How Do I Choose Which Option to Buy?

Knowing exactly how wellness plans and pet insurance can benefit you and your pet can help make your decision easier. Some pet owners choose either a Wellness Plan or pet insurance, while others subscribe to both to make sure their pet is fully covered. 

If you don't know which coverage is right for you, ask your vet. They can help you decide which is best for you based on your pet's particular needs and concerns.

Help keep your pet healthy with our annual Wellness Plans. Choose the right Wellness Plan for your pet.